Personally,no.
My applications have never been denied,and I don't personally know anyone who says they've denied either (I know people denied for HSBC,SCB).
Also hearsay evidence - when you go to Sogo 21/F BoC Sogo card-only discounts,you see a disproportionate number of C9 that probably have no employment income either.
Are you tac on hongkongcard.com
http://www.hongkongcard.c ... id=4393&p=2?