20X Bonus Rewards 12/7 - 11/10
[url]http://www.asia.ccb.com/hongkong/chinese/promotion/card/index.html[/url]Essential terms
1.20X additional points (effective 21X)on any particular weekday you choose (e.g.Saturday,Sunday)
2.25,000 pts per coupon
3.Three phases - 12/7-11/8,12/8-11/9,12/9-11/10
4.Max earn additional 20X on $625 (12,500 pts)per day
5.Max earn additional 20X on $1,562.50 (31,250 pts)per month
6.On any one phase,$3,000 spending must be achieved
On the surface,this means an additional 8%cash rebate rate (20 x $100/25,000)capped to $1,562.50 x 3,and 8.4%total if basic points are included.
However,this calculation excludes clause 6.If clause 6 is included,this means 1,562.5 x 3 x 8.4%+(3,000-1,562.5)x 0.4%/ (1,562.5 x 3 +(3000-1,562.5))=6.52%rebate rate
This is massively convulated.But I worked out a way to earn the max 93K points additional/100K max points in this promotion for $6,200
Phase 1-2:spend $400 (could be $390.63,but I spend in round numbers)per designated weekday (for me,it must be Saturday)to comply with (4)and (5)respectively
Phase 3:spend $400 per designated weekday plus $1,400 additional in that phase to comply with (6)
Total spending =$6,200,reward =$400 supermarket coupons,effective rebate rate 6.45% it seems that CCB use a very troublesome jetso plan to distract those cardholders to use their cards.......
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